Tuesday, January 10, 2012
Some bankruptcy attorneys advertise generous payment plans, like "no money required up front" and "payment plans available." I also offer that, but I would not characterize it as such. Here is why: Let's say you need to file bankruptcy ASAP, in like two days, in order to avoid foreclosure on your home or garnishment of your paycheck. You will need to pay your attorney the filing fee ($308 for Chapter 7) and the bankruptcy fee BEFORE filing, otherwise you sort of become a creditor in the bankruptcy. I do not know of any attorneys who will let you pay after you file. So the "payment plan" and "no money down" is really not much of anything, you need to come up with the full amount in two days. Of course, if you're not in any hurry to file, you can just sit around and come up with the money gradually.
Finally, check out your bankruptcy attorney thoroughly. How many years have they been practicing law? What law school did they attend? This information should be disclosed on their website. You can look that information up on the Arizona State Bar website at myazbar.org. You can look up the ranking of their law school at the US News & World Report's website.
The Alexander Bankruptcy Law Firm provides low low cost Chapter 7 and 13 personal bankruptcies. $995 Chapter 7 or $2500 Chapter 13 bankruptcies plus court filing fee. Free consultation with a compassionate attorney who will handle your case personally. Call 24/7, available to meet with you around your schedule. 602-910-6812. Conveniently located in Central Phoenix along the Camelback corridor. AlexanderBankruptcyLawFirm.com
Posted by Rachel Alexander at Tuesday, January 10, 2012